June 6, Guangdong Mobile has 100 million mobile phone users in
enterprise and Shenzhen third-party payment quick pay pass to achieve
cooperation, through the U shield built-in mobile phone SIM card, start the
mobile payment cooperation, the first phase of mobile phones the user's
inter-bank transfer, credit card processing gateway payments, prepaid recharge and other
functions.
The hand is not easy. Over the years, the banking and communications industries have been paid in a competitive mobile business initiative in the "common ground", the two sides in the technical standards to go all the way to the bank owners push 13.56MH China Mobile tend to 2.4GHz program.
Communication industry standards and the standards of the banking sector is not contradictory. "June 7, fast pay through chairman Yao Huawei said in an interview with reporters.
GB to be out of
Pay through fast, full name of Shenzhen City, fast pay through Financial Network Technology Service Co., Ltd., despite its exposure is not high, but the central bank license in May 2011, the first third-party payment companies, behind the central bank under the Shenzhen Financial Electronic Settlement Center.
The Yaohua Wei said that after the fast payment of business in the financial industry's focus collection and payment transactions of financial products. In order to move towards the public market, fast pay through the thought of the telecom operators have a huge amount of mobile phone users.
The mobile payment can not do without cell phones, telecom operators have the scale of hundreds of millions of mobile phone users, almost industrial chain can not be avoided. If the operator is the mobile payment market, "Lin Hsiang-ju, with funds, settlement advantage of the banking sector to some extent is" pretty straightforward ".
Phase and mobile payment industrial chain has long been suffering from the constraints, especially the battle of the technology roadmap for the industry chain enterprises dare not have a free hand.
Between the two standards in the the Yao Huawei opinion, in fact, who can not really replace who, on the one hand, if the telecom operators to give up 2.4GHz, will cause the base station such as a series of back-office equipment replacement cost is huge, almost impossible; this standard security in the capital does have people criticized the banking industry to adhere to 13.56MH bear the brunt of the reason is "safe".
Industry research firm Compete's data found in the mobile payment of U.S. residents, 64% of respondents believe that mobile payment unsafe, which became the biggest obstacle to U.S. residents choose to move to pay. This means that now deeply rooted in the concept of third-party payment, security is still a major obstacle to lie in mobile payment and other emerging payment service before.
In the mobile payment development of national standards, secure the aspirations of eventually prevailed. Very well "mobile payment development of national standards, technical standards expected will be officially released shortly after." June 6, the deputy governor of the People's Bank of China Shenzhen Central Sub-branch revealed in the pines and cypresses. A day earlier, said the industry forum, executive vice president of China UnionPay, Chai Hongfeng also a mobile payment, mobile contactless payment the 13.56MH based national standard is in the approval process is expected to introduced during the year.
"As early as last year planning this collaboration, we consider the future in line with mobile payment requirements of national standards." Yao Huawei said.
To this end, the program of credit card payment service cooperation even at the user changing the card. Yao Huawei in an interview with reporters that the cost of changing the card is not imaginary, it is because China is in the 2G to 3G conversion tide, a large number of users to change the course of natural card replacement is necessary, but simply on the SIM cost is not loaded on the card user electronic signature certificates.
The hand is not easy. Over the years, the banking and communications industries have been paid in a competitive mobile business initiative in the "common ground", the two sides in the technical standards to go all the way to the bank owners push 13.56MH China Mobile tend to 2.4GHz program.
Communication industry standards and the standards of the banking sector is not contradictory. "June 7, fast pay through chairman Yao Huawei said in an interview with reporters.
GB to be out of
Pay through fast, full name of Shenzhen City, fast pay through Financial Network Technology Service Co., Ltd., despite its exposure is not high, but the central bank license in May 2011, the first third-party payment companies, behind the central bank under the Shenzhen Financial Electronic Settlement Center.
The Yaohua Wei said that after the fast payment of business in the financial industry's focus collection and payment transactions of financial products. In order to move towards the public market, fast pay through the thought of the telecom operators have a huge amount of mobile phone users.
The mobile payment can not do without cell phones, telecom operators have the scale of hundreds of millions of mobile phone users, almost industrial chain can not be avoided. If the operator is the mobile payment market, "Lin Hsiang-ju, with funds, settlement advantage of the banking sector to some extent is" pretty straightforward ".
Phase and mobile payment industrial chain has long been suffering from the constraints, especially the battle of the technology roadmap for the industry chain enterprises dare not have a free hand.
Between the two standards in the the Yao Huawei opinion, in fact, who can not really replace who, on the one hand, if the telecom operators to give up 2.4GHz, will cause the base station such as a series of back-office equipment replacement cost is huge, almost impossible; this standard security in the capital does have people criticized the banking industry to adhere to 13.56MH bear the brunt of the reason is "safe".
Industry research firm Compete's data found in the mobile payment of U.S. residents, 64% of respondents believe that mobile payment unsafe, which became the biggest obstacle to U.S. residents choose to move to pay. This means that now deeply rooted in the concept of third-party payment, security is still a major obstacle to lie in mobile payment and other emerging payment service before.
In the mobile payment development of national standards, secure the aspirations of eventually prevailed. Very well "mobile payment development of national standards, technical standards expected will be officially released shortly after." June 6, the deputy governor of the People's Bank of China Shenzhen Central Sub-branch revealed in the pines and cypresses. A day earlier, said the industry forum, executive vice president of China UnionPay, Chai Hongfeng also a mobile payment, mobile contactless payment the 13.56MH based national standard is in the approval process is expected to introduced during the year.
"As early as last year planning this collaboration, we consider the future in line with mobile payment requirements of national standards." Yao Huawei said.
To this end, the program of credit card payment service cooperation even at the user changing the card. Yao Huawei in an interview with reporters that the cost of changing the card is not imaginary, it is because China is in the 2G to 3G conversion tide, a large number of users to change the course of natural card replacement is necessary, but simply on the SIM cost is not loaded on the card user electronic signature certificates.
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