Analysis of bank card fraudulent trilogy

Travel abroad credit card spending to know which country is credit card fraud rampant in areas, online shopping accidentally encounter phishing scams. Card environment has become more sophisticated, more and more convenience to the cardholder, but the occasional credit risk events or people will inevitably be a little worried. Means of credit card payment increasing, such as credit card payment service, online payment, mobile payment and non-contact flash pay, also increases the information leakage channels. By the following, the Express will be invited to a banking expert to teach security card to defend the credit card cheats.

Analysis of bank card fraudulent Trilogy

The average cardholder may defend the credit card is simple to understand Do not lose the credit cards, everyone knows, the more stolen brush card in hand, the money has been flying. Stakeholders of the bank credit card department, said that the typical credit card stolen brush case, usually with the copy of the credit card magnetic stripe information and steal passwords to be called "theft of - replication - fraudulent cash" trilogy.

The typical means to copy the magnetic stripe information, including: being misused credit card leaving the cardholder sight a few minutes to copy the magnetic stripe information, or stolen card reader installed in the slot of the automatic teller machine. By copying devices to steal other people's bank card information, lawless elements needed to solve an important problem: the theft of bank cards.Lose your password now bank ATM almost all equipped with baffles, the purpose is to avoid being stolen bank card password. But the public security department investigation found that, regardless of the ATM with or without baffle, lawless elements have a way to steal the bank card password.

After successfully stolen bank card information, the suspect then such information through specialized software implanted into the other card, a clone bank cards completed. Holding the card, coupled with bank card master password, the suspect will be able to steal the money on other people's bank card.

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Bank Credit Card Center of Hangzhou, one official said, Southeast Asia Credit Card is the most serious fraudulent. Shopping malls in the Southeast Asian countries, each brand counter POS machine, which is very prone to individual POS machines were tampered with, resulting in the theft of cardholder information. Credit card, and some small businesses at greater risk.If some credit card fraud is serious brush card how to do? The bank said that the most effective way to resolve the stolen brush risk or loss report, as soon as possible to fix a new card.

Credit card fraudulent cases occur frequently, the banks have taken some control measures. If the credit card merchants, regional abnormal situation, the bank will take the initiative to contact the Consumer to confirm. If the consumer is not a card holder, the bank will refuse to pay this sum.
For outbound travel consumers, the Bank Credit Card Center provides advance filing policy, consumers can call the customer service hotline before leaving the country ahead of the record on the credit card to guarantee the security of using credit cards abroad. Not only to the consumer to eat a "reassurance", but also for banking supervision.

Online shoppers need to guard against phishing scams

Liu love online shopping recently in a shop to see a limited time offer wallet, the price was a dime, Liu immediately want to make down, click on the link, but always a page fault.Liu and contact the seller. The seller said that the link is the old address, and sent her to a new link and inform opens directly photographed pay. Liu although feel a little strange, but I thought anyway, on a dime, even if there are problems to be significant. She then entered in the links page of other so-called orders on their own account and password. Not soon, Liu has found that his bank card money was repeatedly consumer access bank transaction records, found that consumption of a number of Q coins, game cards and prepaid card.

At present, banks in order to prevent the cardholder login phishing sites are set to open automatically when a customer chooses to pay the bank official payment page, or online banking security software is loaded, customers fill out credit card online payment solution information to inform whether a legitimate page.The banks have suggested that the cardholder online shopping is the best pre-installed bank online banking security software, try to choose a medium-sized e-commerce site, do not reveal their credit card numbers, expiry dates, passwords and other information to the counterfeit sellers.