May 26 last year, the central bank to the 27 companies awarded the first
"pay business license" (hereinafter referred to as: Third-party
payment of the license). One year later, the formal license third-party payment
companies credit card processing gateway has reached 101, the third-party payment market size is expanded to 2
trillion of magnitude. Been licensed business and market expansion, the clear
identity of third-party payment companies and banks in the cooperative
innovation speed greatly accelerated. Quick pay rise and become the mainstream
of the industry as a whole to pay one of the ways, wireless payments, O2O
(Online To Offline) line payments, and other new forms also emerge.
Been licensed enterprise expansion one hundred
According to insiders, the past year, the central bank has in batches to 101 enterprises issued licenses of third-party payment, in addition to the 143 companies have a central bank for the record, but not yet licensed. With the issuance of a license, a variety of details about third-party payment industry is also gradually introduced into the stage of the comments.
Market structure, the increase of the licensing business has not changed the pattern of major payment companies. IResearch's latest data show, the first quarter of 2012, the Internet payment service transaction size of the payment industry in China reached 776 billion yuan, Paypal retaining its position as market leader with 47.8 percent share of market share of 20.3%, TenPay # ; CUP online, fast money and remittance in the world market share of 9.1%, 7.6% and 7.5% respectively separated from the third to five.
Speed up the bank-enterprise cooperation and innovation
It is understood that, with the issuance of a license, the third-party payment and bank co-operation and product innovation into a new phase. The Alipay many domestic and foreign banks to the Express payment services, users do not need to open online banking with a cooperative bank bank card can be easy and safe. Alipay quick to pay the number of users has more than 50 million quick to pay the transaction amount in accounts to pay more than 50% of the treasure every day the total number of transactions, the the CUP TenPay industry companies have launched their own fast payment services.
Industry experts believe that quick to pay for online banking or non-French procurement consumers greater convenience of the service, this new model is conducive to enhancing the consumer's enthusiasm to expand domestic demand and promote such as courier services, etc. development of the industry.
Wireless payment into the next focus
For third-party payment industry, quick payment, cross-platform, cross-browser features for the development of wireless payment and lay the foundation. Present, Alipay, CUP, quick money, remittance world such as the number of Internet payment vendors have launched mobile payment products, and layout of the remote payment as well as near-field payments, and Mobile, China Unicom and the three major telecom operators have been established to pay company. Reporter survey found that 101 enterprise to pay a license, 49 enterprises have access to the Internet to pay license, while the mobile payment for a license, only 27.
The industry believes that mobile payments in addition to the need to adapt to the characteristics of different credit card payment service operating systems are technically more simple and user experience, more importantly, at the same time have the ability to open up a number of bank funds flow. At the nodes on the first anniversary of the licensing point of view, leveraging the entire mobile payment as well as mobile e-commerce development, also need more effective support of the regulatory agencies and banks. "
Been licensed enterprise expansion one hundred
According to insiders, the past year, the central bank has in batches to 101 enterprises issued licenses of third-party payment, in addition to the 143 companies have a central bank for the record, but not yet licensed. With the issuance of a license, a variety of details about third-party payment industry is also gradually introduced into the stage of the comments.
Market structure, the increase of the licensing business has not changed the pattern of major payment companies. IResearch's latest data show, the first quarter of 2012, the Internet payment service transaction size of the payment industry in China reached 776 billion yuan, Paypal retaining its position as market leader with 47.8 percent share of market share of 20.3%, TenPay # ; CUP online, fast money and remittance in the world market share of 9.1%, 7.6% and 7.5% respectively separated from the third to five.
Speed up the bank-enterprise cooperation and innovation
It is understood that, with the issuance of a license, the third-party payment and bank co-operation and product innovation into a new phase. The Alipay many domestic and foreign banks to the Express payment services, users do not need to open online banking with a cooperative bank bank card can be easy and safe. Alipay quick to pay the number of users has more than 50 million quick to pay the transaction amount in accounts to pay more than 50% of the treasure every day the total number of transactions, the the CUP TenPay industry companies have launched their own fast payment services.
Industry experts believe that quick to pay for online banking or non-French procurement consumers greater convenience of the service, this new model is conducive to enhancing the consumer's enthusiasm to expand domestic demand and promote such as courier services, etc. development of the industry.
Wireless payment into the next focus
For third-party payment industry, quick payment, cross-platform, cross-browser features for the development of wireless payment and lay the foundation. Present, Alipay, CUP, quick money, remittance world such as the number of Internet payment vendors have launched mobile payment products, and layout of the remote payment as well as near-field payments, and Mobile, China Unicom and the three major telecom operators have been established to pay company. Reporter survey found that 101 enterprise to pay a license, 49 enterprises have access to the Internet to pay license, while the mobile payment for a license, only 27.
The industry believes that mobile payments in addition to the need to adapt to the characteristics of different credit card payment service operating systems are technically more simple and user experience, more importantly, at the same time have the ability to open up a number of bank funds flow. At the nodes on the first anniversary of the licensing point of view, leveraging the entire mobile payment as well as mobile e-commerce development, also need more effective support of the regulatory agencies and banks. "
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